What you need to know when applying for a payday loan

A range of factors should be taken into consideration when opting for an instant cash loan.One form of short-term loan is the payday loan. See below for the basics of our payday loan arrangements:

Instant cash.

We want to help you in your time of need. That is why cash is transferred to your savings account within hours of your loan application being accepted.

Loans of $50 up to $5,000

We do our best to cater for any cash flow issues, big or small. If you are a returning customer or possess an excellent credit rating, contact us to find out about our special deals.

Security

Loan companies like ours offer complete privacy when taking out a payday loan. We treat each application with respect and dignity, saving you the embarrassment of having to explain your situation to anyone.

Easy application

Our application process takes minutes to complete. We will typically ask you for personal details including bank details and contact information. Due to credit checking requirements, we may also ask you to provide us with details of your employment. Our policy is to get back to any enquiry within 24-hours.

Repayment

All of our loans are flexible. We will get in touch with you to discuss a repayment arrangement that is convenient for you.

Late or non-payment

We are constantly monitoring our clients’ affordability. If you find yourself struggling with your repayment plan, get in touch with us immediately and we will work with you to find a solution. Be aware that late payments may incur additional charges. For further information, see our Terms & Conditions.

Payday loans could negatively affect your credit rating.

A range of factors should be taken into consideration when choosing the type of finance required to deal with an unexpected scenario.

You are eligible for a payday loan if:

YOU ARE AGED 18 OR OVER

The minimum age to use our services is 18

YOU ARE A US-RESIDENT

You must be a permanent resident of the United States to qualify

YOU OWN A BANK ACCOUNT

You must own an active US checking or savings account

POSSESS VALID STATE ID

You must possess a valid State ID or Driver’s Licence

PROOF OF REGULAR INCOME

Ideally, you should be employed and earning a minimum salary of $1000 per month

YOU HAVE A GOOD CREDIT RATING

Our loans are designed for people with varying credit histories but please check your credit rating before applying for a loan

Why people choose us

We offer a totally new way of borrowing

Instant cash

Once you have been approved, cash will normally be deposited to your account within 24-hours

Safe & secure

As a responsible lender, we protect your privacy and ensure that every transaction is risk-free

Easy repayment

However, the high rates of interest mean that it is advisable to be 100% sure that you will be able to meet the re-payment requirements prior to applying.

The right decision,

at the right time.

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